Apartment Loan Sizer

100% Gross Potential Income⁽¹⁾	$
Less Vacancy and Uncollectables⁽²⁾	$
Effective Gross Income	$

Less Expenses⁽³⁾
Taxes	$
Insurance	$
Utilities	$
Management⁽⁴⁾	$
Trash	$
Maintenance and Repairs	$
Landscape	$
Administrative	$
Miscellaneous	$
Total Operating Expenses	$ % of GPI
Expenses per Unit	$

Net Operating Income	$
Less
Capital Reserves⁽⁵⁾ per unit	$ # of Units:
Total Capital Reserves	$
Cash Flow Available to Service Debt	$

Calculator

Interest Rate	%	Get a Free Loan Quote Now that you have a good picture of your investment options, complete our loan inquiry application to get a free loan quote. Loan Inquiry
Repayment Schedule (years)	years
Debt Service Coverage⁽⁶⁾
Loan Amount	$

Sum of all actual income assuming 100% occupancy.
Input actual vacancy and uncollectables. If input is less than 5% of Gross Potential Income, model will automatically defaut to greater number.
Input actual expenses with necessary adjustments for taxes and Insurance. Use miscellaneous as a catch all.
Input actual management expenses. If input is less than 5% of Effective Potential Income, model will automatically defaut to greater number.
Use greater of $250/door or actual.
Defaults to 1.2 times.